Chhattisgarh Economy, Budget and State Schemes

Flagship Welfare Schemes of Chhattisgarh

Chhattisgarh schemes for CGPSC: Mahtari Vandan, Krishak Unnati, landless labourers' aid, tendu patta, Charan Paduka, Niyad Nellanar and earlier schemes.

14 min read Updated Oct 2026 #chhattisgarh schemes#mahtari vandan yojana#krishak unnati yojana

Prerequisites

The Hook: The SMS That Arrives Every Month

Connect

Early in each month, phones across Chhattisgarh buzz with the same message: ₹1,000 credited under the Mahtari Vandan Yojana (महतारी वंदन योजना). Mahtari is the Chhattisgarhi word for mother. In the same villages, farmers wait for the Krishak Unnati instalment that tops up their paddy price to ₹3,100 a quintal, and in Bastar, villages near security camps are getting ration cards, roads and mobile towers for the first time under Niyad Nellanar.

Which scheme gives what, to whom, and since when? And do cash transfers actually work?

Why it matters: Prelims loves scheme-beneficiary-benefit matching and launch dates. Mains GS-V asks you to evaluate welfare schemes for women, farmers, labourers and tribal areas. Every scheme fact below is as of 2026: benefits are revised, schemes are renamed and some are wound up when governments change.


The Current Flagship Schemes (as of 2026)

The present government of Chief Minister Vishnu Deo Sai took office in December 2023. Most of its flagship schemes date from 2024–25.

1. Mahtari Vandan Yojana (महतारी वंदन योजना): women

FeatureDetail
Benefit₹1,000 per month (₹12,000 a year) by Direct Benefit Transfer (DBT)
WhoMarried women aged 21 years or more (as on 1 January 2024), including widows, divorced and deserted women, who are residents of Chhattisgarh
Exclusions (broadly)Families of income-tax payers and of government employees, and certain public representatives
LaunchApproved by the state cabinet in early 2024; first instalment released on 10 March 2024 by Prime Minister Narendra Modi (virtually), about ₹655 crore
ReachAbout 70 lakh women (over 69 lakh reported in August 2025)
DepartmentWomen and Child Development

2. Krishak Unnati Yojana (कृषक उन्नति योजना): paddy farmers

FeatureDetail
Core promisePaddy bought at an effective ₹3,100 per quintal, up to 21 quintals per acre
HowFarmers get the Minimum Support Price (MSP) at the procurement centre; the difference between ₹3,100 and the MSP is paid later as input assistance under Krishak Unnati
LaunchFirst transfer in March 2024 (for kharif 2023-24 procurement)
ScaleKharif marketing season 2024-25 saw a record 149.25 lakh tonnes of paddy bought from about 25.5 lakh farmers
DepartmentAgriculture Development and Farmer Welfare
Why the state pays above MSP
MSP is fixed by the Centre for the whole country. A state may pay more from its own budget, but the Centre usually reimburses only the MSP for rice delivered to the central pool. So the “bonus” or input assistance is a cost borne by the state, one reason procurement support is the single largest farm-sector item in the budget. Read Agriculture and Irrigation for the paddy economy.

3. Deendayal Upadhyay Bhumiheen Krishi Majdoor Kalyan Yojana: landless labourers

FeatureDetail
Benefit₹10,000 a year to landless agricultural labourer families
LaunchInaugurated by CM Vishnu Deo Sai on 20 January 2025 in Raipur
Reach at launchAbout 5.62 lakh beneficiaries, about ₹562 crore transferred
Special inclusionTraditional village functionaries such as Baiga and Gunia (traditional healers and priests) are covered
Earlier versionReplaced the previous government’s Rajiv Gandhi Gramin Bhumiheen Krishi Majdoor Nyay Yojana

4. Tendu Patta and Charan Paduka: forest-produce collectors

FeatureDetail
Tendu leaf (तेंदूपत्ता) collection rateRaised to ₹5,500 per standard bag (from ₹4,000) in 2024
Standard bag1,000 bundles of 50 leaves each (the unit used for tendu leaf collection)
Charan Paduka Yojana (चरण पादुका योजना)Free footwear for tendu leaf collectors; revived on 29 June 2025; one eligible member per collector family
Who benefitsMostly tribal and forest-dwelling families; over 12 lakh collectors were reported under the revived scheme

Tendu leaves are used to roll bidis. Collection is a nationalised trade in the state, organised through primary forest produce cooperative societies under the Chhattisgarh State Minor Forest Produce (Trading and Development) Co-operative Federation. Details in Minor Forest Produce.

5. Niyad Nellanar Yojana (नियद नेल्लानार योजना): Bastar’s interior villages

FeatureDetail
Meaning“Your good village” (aapka achchha gaon) in a local south-Bastar dialect
Launch15 February 2024
WhereVillages within about 5 km of new security camps in the Left-Wing-Extremism-affected Bastar region
WhatSaturation of around 25 basic services at launch: ration cards, Ujjwala gas connections, free rice and other rations, roads, electricity, mobile towers, Anganwadis, schools, health sub-centres, banks or ATMs, forest-rights titles and identity documents
IdeaSecurity plus development: as camps open, the state brings all schemes to the village together

6. Pilgrimage Schemes

SchemeDetail
Shri Ramlala Darshan (Ayodhya Dham) YojanaApproved by the cabinet on 11 January 2024; free trips to Ayodhya with travel, food and stay paid by the state; about 20,000 pilgrims a year planned at launch
Mukhyamantri Tirth Darshan YojanaPilgrimage scheme for senior citizens and others; relaunched in March 2025 with a pilgrimage train

7. Other Notable Current Schemes

AreaSchemeNote
HousingPradhan Mantri Awas Yojana (Gramin)The new government’s first cabinet decision (December 2023) was to build about 18 lakh rural houses pending under PMAY-G
HealthShaheed Veer Narayan Singh Ayushman Swasthya YojanaState health insurance linked with Ayushman Bharat PM-JAY; higher cover for priority households
FoodFree rice to 67.92 lakh ration card holders (January 2024 to December 2028)See Public Distribution System
Tribal (central)PM-JANMANFor Particularly Vulnerable Tribal Groups such as the Baiga, Kamar, Pahadi Korwa, Birhor and Abujhmaria

Earlier Schemes Still Asked About

Prelims papers set in 2019–2024 asked about the previous government’s (2018–2023, CM Bhupesh Baghel) schemes, and Mains still uses them for comparison. Many were renamed, merged or wound down after December 2023, so state them in the past tense.

SchemeLaunchedWhat it did
Suraji Gaon Yojana: Narwa, Garuwa, Ghurwa, Bari (नरवा, गरुवा, घुरवा, बारी)2019Rural revival through streams (narwa), cattle (garuwa), compost pits (ghurwa) and kitchen gardens (bari); built gauthans (cattle day-shelters)
Rajiv Gandhi Kisan Nyay Yojana21 May 2020Input subsidy per acre to farmers of paddy and other crops; replaced in effect by Krishak Unnati
Godhan Nyay Yojana (गोधन न्याय योजना)20 July 2020 (Hareli festival)Bought cow dung at ₹2 per kg from cattle owners at gauthans to make vermicompost
Mukhyamantri Haat Bazaar Clinic Yojana2 October 2019Mobile health clinics at weekly village markets (haat bazaars) in tribal areas
Mukhyamantri Khadyann Sahayata Yojana2007 (Raman Singh government)Rice at ₹1–2 a kg to poor families; the base of the later Food Security Act
How to use old schemes in Mains
Do not present an old scheme as current. Use it for comparison (“earlier, the Godhan Nyay Yojana tried to link cattle and organic farming; the present approach focuses on direct cash support to farmers”). This shows the examiner that you know both the history and the present.

Analysis: Do Cash Transfers Work? (Mains material)

For

  1. Women’s agency: money in a woman’s own bank account (Mahtari Vandan) strengthens her say in household spending, and helps with nutrition and children’s schooling.
  2. Less leakage: DBT with Aadhaar-seeded accounts cuts intermediaries.
  3. Rural demand: paddy support and transfers keep money circulating in village economies.
  4. Targeted gaps: landless labourers get no benefit from land-based schemes, so a separate transfer fills a real gap.

Against / concerns

  1. Fiscal cost: recurring transfers and above-MSP procurement absorb a large share of the budget.
  2. Crop distortion: a high, open-ended paddy price discourages diversification into pulses, oilseeds and millets, and strains groundwater.
  3. Exclusion errors: women without updated documents, or labourers missing from land records, may be left out.
  4. Not a substitute for services: cash cannot replace schools, health centres and jobs, which is why Niyad Nellanar’s saturation approach matters in Bastar.

Chhattisgarh angle for conclusions: the state combines cash (Mahtari Vandan, Krishak Unnati) with in-kind food (PDS) and area saturation (Niyad Nellanar). The best answer recommends evaluation of outcomes (nutrition, women’s workforce participation, crop mix) rather than judging schemes by money spent.


Memory Tricks

The number ladder: 1,000 → 3,100 → 5,500 → 10,000
  • ₹1,000 a month: mothers (Mahtari Vandan)
  • ₹3,100 a quintal: farmers (Krishak Unnati), up to 21 quintals an acre: “31 and 21”
  • ₹5,500 a standard bag: tendu leaf collectors
  • ₹10,000 a year: landless labourers

Climb the ladder: Mother, Farmer, Forest, Landless ("My Family Feeds Land").

Dates: 'Ram in January, Niyad in February, Mahtari in March' (2024)
Shri Ramlala Darshan approved 11 January 2024; Niyad Nellanar launched 15 February 2024; Mahtari Vandan’s first instalment 10 March 2024. Landless labourers’ scheme came the next January (20 January 2025).
NGGB
Narwa-Garuwa-Ghurwa-Bari = water, cattle, compost, garden. “Nature Gives Green Bounty.”

Don’t Confuse

ThisvsThat
Mahtari Vandan: ₹1,000 a month to married womenBhumiheen Krishi Majdoor: ₹10,000 a year to landless labourer families
Krishak Unnati Yojana (2024): difference over MSPRajiv Gandhi Kisan Nyay Yojana (2020): earlier per-acre input subsidy
Niyad Nellanar: villages near security camps in BastarPM-JANMAN: central scheme for PVTGs
Shri Ramlala Darshan: Ayodhya onlyMukhyamantri Tirth Darshan: multiple pilgrimage sites
Godhan Nyay: bought cow dung at ₹2 per kgCharan Paduka: free footwear for tendu leaf collectors
Tendu: ₹5,500 per standard bagPaddy: ₹3,100 per quintal

Common Mistakes

Trap 1: Mahtari Vandan eligibility
The scheme is for married women aged 21+, but it includes widows, divorced and deserted women. A statement that “only women currently living with their husbands are eligible” is wrong. A statement that “all women aged 18 and above are eligible” is also wrong.
Trap 2: ₹3,100 is not the MSP
₹3,100 per quintal is the state’s effective procurement price. The MSP is lower and is fixed by the Centre. The gap is paid by the state under Krishak Unnati.
Trap 3: past schemes as current
Godhan Nyay, Suraji Gaon and Rajiv Gandhi Kisan Nyay belong to the 2018–2023 government. Do not list them as “current flagship schemes” in a 2026 answer.
Trap 4: Niyad Nellanar is not statewide
It targets villages around security camps in the Bastar region, not every village in the state.

Practice

These are original practice questions written in CGPSC style. They are not previous-year questions.

Level 1: Foundation

  1. Under the Mahtari Vandan Yojana, eligible women receive ₹________ per month.
  2. “Niyad Nellanar” means ________ in a local Bastar dialect.
  3. The Deendayal Upadhyay Bhumiheen Krishi Majdoor Kalyan Yojana gives ₹________ a year to landless agricultural labourer families.
Answers
  1. 1,000
  2. “Your good village”
  3. 10,000

Level 2: Prelims MCQs

Q1. Consider the following statements about the Mahtari Vandan Yojana:

  1. It provides ₹1,000 per month to eligible married women through Direct Benefit Transfer.
  2. Widows, divorced and deserted women aged 21 years or more are excluded.
  3. The first instalment was released on 10 March 2024.

Which of the statements given above is/are correct?

(a) 1 only (b) 1 and 3 only (c) 2 and 3 only (d) 1, 2 and 3

Answer and explanation
(b) 1 and 3 only. Statement 2 is wrong: widows, divorced and deserted women aged 21+ are specifically included. The first instalment (about ₹655 crore) was released by the Prime Minister on 10 March 2024.

Q2. Match List-I (Scheme) with List-II (Benefit):

List-IList-II
A. Mahtari Vandan Yojana1. ₹10,000 a year
B. Krishak Unnati Yojana2. ₹1,000 a month
C. Bhumiheen Krishi Majdoor Kalyan Yojana3. Free footwear
D. Charan Paduka Yojana4. Difference between ₹3,100 per quintal and MSP

(a) A-2, B-4, C-1, D-3 (b) A-2, B-1, C-4, D-3 (c) A-4, B-2, C-1, D-3 (d) A-2, B-4, C-3, D-1

Answer and explanation
(a) A-2, B-4, C-1, D-3. Mahtari Vandan pays ₹1,000 a month to women; Krishak Unnati pays the gap between the ₹3,100 effective price and the MSP; landless labourer families get ₹10,000 a year; Charan Paduka gives free footwear to tendu leaf collectors.

Q3. The Niyad Nellanar Yojana of Chhattisgarh is meant for:

(a) all tribal villages of the Fifth Schedule areas (b) villages within about 5 km of security camps in the Bastar region (c) urban slums of Raipur and Bilaspur (d) villages displaced by mining projects in Korba

Answer and explanation
(b). Launched on 15 February 2024, it saturates villages near new security camps in Bastar with basic services such as ration cards, roads, power, mobile towers, Anganwadis and forest-rights titles. It is an area scheme, not a statewide tribal scheme.

Q4. The Godhan Nyay Yojana, launched in Chhattisgarh in 2020, involved:

(a) insurance for milch cattle (b) purchase of cow dung from cattle owners for vermicompost (c) free fodder to gauthans in drought years (d) a subsidy for buying indigenous cows

Answer and explanation
(b). Launched on Hareli (20 July 2020), it bought cow dung at ₹2 per kg at gauthans, which was turned into vermicompost. It was part of the 2018–2023 government’s Suraji Gaon (Narwa-Garuwa-Ghurwa-Bari) approach and is not a current flagship scheme.

Q5. In 2024 Chhattisgarh raised the collection rate for tendu leaves to:

(a) ₹4,000 per standard bag (b) ₹4,500 per standard bag (c) ₹5,500 per standard bag (d) ₹5,500 per quintal

Answer and explanation
(c) ₹5,500 per standard bag, up from ₹4,000. Option (d) has the right number with the wrong unit: tendu leaves are counted in standard bags, paddy in quintals.

Level 3: Mains Answer Writing

Q1. Evaluate the Mahtari Vandan Yojana as a tool for women’s empowerment. (150–200 words)

Model answer outline

Intro: The Mahtari Vandan Yojana (first instalment 10 March 2024) pays ₹1,000 a month by DBT to about 67–70 lakh married women (about 67.3 lakh in the August 2026 instalment) aged 21+, including widows, divorced and deserted women.

Positives:

  1. Money in women’s own accounts increases their say in household decisions.
  2. Supports nutrition, children’s education and health spending.
  3. Promotes financial inclusion: bank accounts, mobile banking habits.
  4. Low leakage through DBT.

Limitations:

  1. ₹1,000 a month is modest against the cost of living; impact depends on regularity.
  2. Fiscal burden of a recurring entitlement.
  3. Exclusion of unmarried women and possible exclusion errors from documentation.
  4. Cash does not by itself create jobs or change social norms.

Chhattisgarh angle: works best alongside SHGs (Bihan), Anganwadi services and PDS.

Conclusion: A useful floor of support; empowerment needs it to be combined with skills, livelihoods and safety.

Q2. “Chhattisgarh’s welfare model combines cash transfers, food security and area saturation.” Discuss with examples. (250 words)

Model answer outline

Intro: Since 2024 the state has built a three-part welfare approach.

Body:

  1. Cash transfers: Mahtari Vandan (₹1,000 a month to women), Krishak Unnati (top-up to ₹3,100 per quintal for paddy), ₹10,000 a year for landless labourers, ₹5,500 per standard bag for tendu leaves.
  2. Food security: near-universal PDS rooted in the 2004 reforms and the Chhattisgarh Food Security Act, 2012; free rice to 67.92 lakh ration card holders from January 2024 to December 2028.
  3. Area saturation: Niyad Nellanar delivers all services to villages near security camps in Bastar; PM-JANMAN for PVTGs.
  4. Strengths: covers different vulnerable groups; reduces leakages; builds trust in conflict areas.
  5. Challenges: fiscal sustainability, paddy-centric incentives, exclusion errors, need for outcome evaluation.

Conclusion: The model is broad; its success should be judged by outcomes in nutrition, income and human development, not only by money disbursed.


Quick Revision Table

SchemeKey fact
Mahtari Vandan Yojana₹1,000 a month; married women 21+ incl. widows, divorced, deserted; first instalment 10 March 2024; about 67.3 lakh women (August 2026 instalment)
Krishak Unnati YojanaPaddy at effective ₹3,100 per quintal, up to 21 quintals per acre; difference over MSP as input assistance; from March 2024
Paddy record149.25 lakh tonnes in kharif marketing season 2024-25
Bhumiheen Krishi Majdoor Kalyan Yojana₹10,000 a year; launched 20 January 2025; about 5.62 lakh beneficiaries incl. Baiga, Gunia
Tendu patta₹5,500 per standard bag (2024), up from ₹4,000
Charan PadukaFree footwear for tendu collectors; revived 29 June 2025
Niyad Nellanar“Your good village”; launched 15 February 2024; villages within about 5 km of security camps in Bastar
Shri Ramlala DarshanCabinet approval 11 January 2024; free Ayodhya pilgrimage
Mukhyamantri Tirth DarshanRelaunched March 2025
Earlier (2018–2023)Suraji Gaon (NGGB, 2019), Rajiv Gandhi Kisan Nyay (21 May 2020), Godhan Nyay (20 July 2020, ₹2 per kg dung), Haat Bazaar Clinic (2 October 2019)

Key Takeaways

Key Takeaways
  1. Mahtari Vandan: ₹1,000 a month to married women aged 21+, from 10 March 2024.
  2. Krishak Unnati: paddy at ₹3,100 per quintal (up to 21 quintals an acre), the gap over MSP paid by the state.
  3. Landless labourers get ₹10,000 a year (from 20 January 2025); tendu collectors ₹5,500 per standard bag and free footwear under Charan Paduka.
  4. Niyad Nellanar (15 February 2024) saturates villages near security camps in Bastar with services.
  5. Schemes of 2018–2023 (Godhan Nyay, Suraji Gaon, Kisan Nyay) are history: use them for comparison, not as current schemes.

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